…See the whole list here…

I know I know, I’m hopelessly behind! We had friends in town this weekend and I just didn’t feel like spending too much time on the computer typing up posts.

I’m going to do both job and schooling. My current job is as a part time office manager for a guardianship company in South Florida. The part time part is what is currently killing me. But that’s another story!

My dream job… I’m not sure if I truly have one. I know that I want to open my own yarn store. I don’t know where or how we’ll be able to afford the financing or all the pretty yarn, but one day! Right now I want a social media/ networking, administrative, or marketing job. The goal is to have something for us to be able to pay our bills and save up to have kids in the next couple of years.

As far as my schooling goes, I have a Bachelors degree in Business Administration from the [utterly amazing] University of Florida with a minor in Education. According to UF, though, I never applied for the minor officially so it’s not on my diploma. *grumble grumble* As of this past May, I have a Masters degree in Business Administration – yep, an MBA – with a concentration in Management Information Systems from East Carolina University. The Bachelors took me exactly 4 years to complete. I took of one semester, but technically I finished at the end of my 10th semester. The MBA took me 5 very long years. I’ve talked about it several times on this blog. I worked full time the entire time I was in school and took 2 classes per semester. The day I found out I was actually graduating was one of the happiest days of my life. It sure seemed like it would never end at times.

According to loan calculators, I need to be making upwards of $80K a year just to afford my monthly payments. Talk about completely disheartening! Yes, I did get my MBA in the hopes of expanding my job prospects, but after 6 months of searching across the country, I took the part time job in Miami and came back home to be near family.

I’ll just leave it at that. This post shouldn’t be a downer, right?

…See the whole list here…

I could talk about my friends or my family and not being as great a friend as I can be. But, well, I know I’m not. I know that not everyone is perfect.

My regret is spending so much [of the government’s] money on a Master’s degree. A degree that I might not ever use. A degree that will end up costing me far more than it is worth. Oh, I don’t regret the degree or the experience or all the friends I made during the 5 year process. And I certainly don’t regret my move to North Carolina for cheaper tuition during which I made a ton of amazing friends and met Steve. I will never regret those parts.

My regret is how much I owe. Sure, this comes at a time when all I can think about is money and how we’re going to keep afloat once those $600 a month payments start.

Sure, it’s a Master’s degree, but I took a lot of extra money to pay down/ off a lot of my debt and to supplement the peanuts I was making at the jobs I held during that 5 years. And I did. But now I owe all that money back. I absolutely knew I would and I’d rather have the 6-9% interest loans versus the 25-35% credit card interest.

I know, sounds like I knew what I was doing. It was a carefully crafted plan, but the plan also included a very well paying job. Before the job market tanked.